top of page

Home / Restaurants


We allow you to focus on profitability and operational demands while we work to reduce your risk, administrative burden and insurance costs.

website top banner graphic.png

Types of Restaurants We Insure

  • Casual Dining

  • Coffee Houses

  • Fast Casual

  • Fast Food

  • Fine Dining

  • Premium Casual

  • Pubs

Coverage Highlights

  • Guaranteed Replacement Cost

  • Blanket Business Personal Property

  • Contamination & Adulteration 

  • Market Valuation of Stock

  • Equipment Breakdown

  • Environmental Liability & Site Pollution

  • Off-Site Business Interruption 

  • Dependent Property Loss of Income

  • Spoilage

  • Loss of Business Income

  • Civil Authority

  • Liquor Liability

  • Product Withdrawal Expense

  • Cyber Liability

  • Employee Theft

  • Employment Practices Liability

  • Much more...

Risk Management Services

  • Contract Reviews

  • Strategic Marketing

  • Claims Advocacy

  • COI Processing & Management

  • Targeted Loss Control

  • Online Risk Management

  • Fleet Safety & Driving Programs

  • Employee Safety & Training

  • OSHA Compliance & Reporting

  • Incident Tracking & Reporting

  • HR Assistance & Hotline


Claims Scenario:

Several employees sued a restaurant after allegations that their miscalculated overtime pay lost them thousands of dollars over a 3-year period. Some employees also alleged that they were fired as a retaliatory action for their involvement in the lawsuit. The demand for restitution was well over $100,000. 

Highlighted Service:

A fast casual restaurant chain was growing quickly began to experience an uptick in work-related injuries. Their staff increased from 15 employees to 45 in less than 18 months. Over that time period, the company suffered (9) workers' compensation claims totaling $297,000. These claims caused their workers' compensation...

bottom of page