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Home / Risk Management

Risk Management

Reducing Claims reduces Costs. It's what we do. 

Let's face it, some claims are inevitable. Profitability and competitive advantage can and will dramatically diminish if claims activity occurs in any combination of frequency and severity.

ACO Commercial Risk Management

RISK
MANAGEMENT
CENTER

ACO Insurance Risk Management Center

LOWER PREMIUMS W/ TELEMATICS.

Learn more about our insurance discount program by contacting us today.

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Risk Identification

BOTTOM LINE, OUR PROCESS WILL REDUCE & AVOID MANY LOSSES.

TYPICAL COST REDUCTION OF 25%.

  • Identify existing risk tolerance

  • Review policies & procedures

  • Risk financing preferences & financial strength

  • Obtain claims experience

  • Contractual and regulatory compliance

  • Safety & Training programs

  • Fleet & asset maintenance programs

  • Identify loss trends and areas of potential improvement

  • Analyze financial impact of claims

  • Forecast claims modeling

  • Cost Reduction Calculations

  • Contractual analysis to ensure proper Risk Transfer

  • Insurance/coverage analysis to identify gaps that could lead to underinsured/uninsured loss.

  • Develop comprehensive action plan to reduce undesired financial exposures

  • Develop contractual Risk Transfer strategies

  • Disaster Planning

  • Return-to-Work Programs

  • Managed Care Networks

  • Offering employee safety / training workshops

  • Much more...

  • Determine best suited insurance programs based upon prior steps

  • Select desired deductible / retentions

  • Determining appropriate Risk Transfer strategies

  • Select appropriate risk financing mechanism

  • Implement and manage Action Plan

  • Roles and responsibilities of broker and insured outlined

  • Monitor effectiveness of programs

  • Claims Management / Advocacy

  • Adjusting program as needed 

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