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Construction

We allow you to focus on profitability and operational demands while we work to reduce your risk, administrative burden and insurance costs.

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Types of Contractors We Insure

  • Architects

  • Design Builders

  • Engineers

  • General Contractors

  • Mechanical Contractors

  • Trade Contractors

  • Concrete & Masonry 

  • Utility Contractors

  • Other Cons. Related Ops.

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Ask us about our in-house program designed specifically for trade contractors operating in the DMV. Expect the broadest coverage terms available with approximately a 23% premium reduction (or more) first year. Contact us now to learn more. ​

Coverage Highlights

  • Blanket Contractor's Equipment

  • Blanket Installation Floater

  • Per Project General Liability Limits

  • Errors & Omissions / Professional Liability

  • Environmental Liability

  • Workers' Compensation

  • Automobile Liability

  • Builders Risk

  • Umbrella & Excess Liability

  • Additional Insured Endorsements

  • Large Bonding Capacity

  • Employment Practices Liability

  • Much More...

Risk Management Services

  • Contract Reviews

  • Strategic Marketing

  • Claims Advocacy

  • COI Processing & Management

  • Targeted Loss Control

  • Experience Mod. Analysis

  • Bid Requirement Assistance

  • Employee Safety & Training

  • OSHA Compliance & Reporting

  • HR Assistance & Hotline

  • Fleet & Driver Safety Programs

  • Much More...

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Claims Scenario: ENVIRONMENTAL LIABILITY

A mechanical contractor removed ductwork from a multi-family residential HVAC system. Unknown to the contractor, the ductwork was home to harmful fungus. The dismantling and on-site storage of the ductwork caused the fungus to spread throughout the building. Tenants became infected and the contractor was found liable for the spread of the fungus, facing bodily injury and property damage claims over $1,000,000.

Highlighted Service:
CONTRACT REVIEWS

A general contractor hired several subcontractors for a housing development project. They implemented a standard contract for all subcontractors but did not verify the adequacy of the subs’ insurance coverage. In addition, the contract did not require the subs to indemnify and defend on a primary non-contributory basis. One sub ended up injuring a pedestrian while operating their vehicle. Unfortunately, the sub and...

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