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Home / Commercial Risk / Construction

Construction

We allow contractors, builders, and engineers to focus on profitability and operational demands while we work to reduce your risk, administrative burden and insurance costs.

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VIRGINIA

  • Architects

  • Concrete & Masonry Contractors

  • Engineers

  • Excavators / Site Preparation

  • Design Builders (Custom Homes)

  • General Contractors

  • Interior Finishing Contractors

  • Landscape Contractors

  • Mechanical & MEP Contractors

  • Roofing Contractors

  • Trade Contractors

  • Utility Contractors

  • Other Construction Related Ops.

Expect the same or better coverage at a better price.

Claims Scenario: ENVIRONMENTAL LIABILITY

A mechanical contractor removed ductwork from a multi-family residential HVAC system. Unknown to the contractor, the ductwork was home to harmful fungus. The dismantling and on-site storage of the ductwork caused the fungus to spread throughout the building. Tenants became infected and the contractor was found liable for the spread of the fungus, facing bodily injury and property damage claims over $1,000,000.

Highlighted Service:
CONTRACT REVIEWS

A general contractor hired several subcontractors for a housing development project. They implemented a standard contract for all subcontractors but did not verify the adequacy of the subs’ insurance coverage. In addition, the contract did not require the subs to indemnify and defend on a primary non-contributory basis. One sub ended up injuring a pedestrian while operating their vehicle. Unfortunately, the sub and...

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