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Other Specialties
We allow you to focus on profitability and operational demands while we work to reduce your risk, administrative burden and insurance costs.
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Auto Dealerships (New & Pre-Owned)
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Auto Service & Repair
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Auto Body Shops
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Convenience Stores & Gas Stations
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Fuel Haulers
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Janitorial Services
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Mercantile & Retail
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Not for Profit Organizations
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Non-Profit Organizations
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Transportation
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Wholesale & Distributors
EXPECT THE SAME OR BETTER COVERAGE, AT A BETTER PRICE.
Claims Scenario:
BUSINESS
INCOME
An auto parts retailer and distributor suffered a large fire loss at their main warehouse facility, resulting in a total inventory loss. It took several weeks to determine the extent of the loss. Meanwhile, new sales slowed and back orders were cancelled. It ended up taking 8 months to rebuild the warehouse and reach pre-loss revenue levels. Unfortunately, the company only had 3 months of business income insurance coverage which resulted in an uninsured financial loss of $625,000.
Highlighted Service:
CONTRACT REVIEWS
A retail clothing store recently completed a $550,000 build-out for their new storefront. Although they did not own the space, they executed a 10-year lease agreement that required them to insure their portion of the building along with any betterments and improvements completed. Several weeks after the renovation was completed the store suffered an electrical fire causing over $800,000 of damages. As a result, some coverage was afforded to the landlord but the $550,000...