X-Factor
Our signature risk management process, improves the overall risk profiles for ACO clientele. The six-step process identifies and analyzes risk exposures, implements and monitors client-centric plans, and measures results for improvement and repeated success.
Ask about our no-charge policy audits
What matters to you, matters to us.
Typical premium reduction of 25%.
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Financial Levers Discussion
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Business Objectives & Operations
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Risk Exposures & Tolerances
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Potential Industry-Specific Solutions
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Determine next steps
[ PHASE I ]
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Company Specific Data (e.g. claims)
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Deep Dive into Operational Risks
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This step includes, but is not limited to Coverage Audits, Claims Audits, Contract Reviews, Feasibility Studies, and Benchmarking
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Coverage Audits include 100+ point stress test across all coverage parts (e.g. Auto, Umbrella, Property, General Liability, Workers' Comp., Cyber, D&O, etc.) to check for vulnerabilities
[ PHASE II ]
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Present Analysis to Decision-Makers
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Support Solution Selections
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Finalize Broker Appointment
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Initiate Action Plan
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Solutions are quantified by: exposure reduction and/or premium reduction.
[ PHASE III ]
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Action Plan Progress
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Risk Exposure Changes
We maximize our client's profitability through structured monitoring schedules, client review meetings, carrier-partner engagement, claims advocacy and other risk management services.
[ PHASE IV ]
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Claims Frequency Reduction
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Claims Severity Reduction
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Premium Reductions
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Cultural Shifts
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Additional Activities
We develop timelines, with our clients, that deliver measurable results for the Action Plan review process.
[ PHASE V ]
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Analyze Data
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Adjust for Efficiency
As our clients’ businesses grow and develop so does their Action Plans and our mutual success.
[ VI ]