BREWERIES/DISTILLERIES
We allow you to focus on profitability and operational demands while we work to reduce your risk, administrative burden and insurance costs.
Types of Breweries & Distilleries We Insure
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Craft Distilleries
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Craft Hard Cideries
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Microbreweries
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Regional Craft Breweries
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Distributors
Coverage Highlights
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Blanket Property Limits
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Business Interruption
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Production Equipment
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Contamination & Adulteration
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Market Valuation of Stock
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Environmental Liability
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Workers' Compensation
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Product Withdrawal Expense
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Spoilage
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Processing Water Extra Expense
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Dependent Property Loss of Income
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Liquor Liability
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Employment Practices Liability
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Cyber Liability
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Onsite Consumption Product Liability
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Much More...
Risk Management Services
Claims Scenario:
EQUIPMENT BREAKDOWN
A power surge at a brewery caused an electrical breakdown in their custom-made glycol chiller system. The entire system ended up needing replacement, which resulted in a loss of business income. The brewery also experienced resulting spoilage damage from the loss of the cooling service. The total loss was approximately $35,000 including property damages, spoilage damages and loss of income.
Highlighted Service:
CLAIMS
ADVOCACY
A microbrewery who had been in business for about two years started experiencing rapid growth and with that the need for a larger labor force. Their hiring process at the time was reactionary and without a formalized job training system. Unfortunately, over the next 8 months the brewery experienced a high frequency of work-related injuries, including: back strains, slip and falls, and eye injuries. These...